Through the website, reclaiming back a PPI is a relatively easy process as it is possible to use the free templates provided. Also, if you feel that the templates are too complex to fill in, you can request tailor-made forms. Both the ones on the sites and the ones available upon request are both downloadable and easy to submit online. The website has also incorporated an online guide that assist you in filling out the forms. The templates can be accessed through the following link: http://www.which.co.uk/consumer-rights/action/letter-to-reclaim-ppi-for-free