Many people are confident that nothing will happen to their houses yet they decide to buy a home insurance. If you are one of those and you are up to something slightly risky, you could go for a high-deductible policy, which is the money you would have to pay if something happened to your house. The higher your high-deductible policy is, the less you will have to pay for your policy. In fact, if you go for this option, you might end up saving up to 35% in your premium.
