One of the most important things you must do when you have a home insurance is to write down a list of all the items there are in it or, at the very least, a list with the most expensive items. Also, you should know how much you paid for each one of them or, if you are not sure, come up with an estimate amount. You can also take pictures of the items or even film a video while describing them and saying how much they cost. This is so that, in case something happens to your house, both you and your insurance company will know the exact amount of money you have to receive.