A salary account does not require you to maintain a minimum balance in your account at all times. At the end of each month, after the bank has processed your salary, you can withdraw almost the entire amount and you do not have to maintain a monthly balance. Even as you do this, the bank will just process your next salary without any condition, which means your account is operational regardless of the zero balance. Unlike other types of savings account, a salary account is one of the easiest to operate with zero balance: simply identify the website of a reliable bank and fill in your details to open an online account.
