Normally, most breakdown covers limit clients to a certain number of calls per year. It is very unlikely that you will make a breakout call more than six times a year which translates to a breakdown every two months. Most policy providers gauge their limits on the assumption that if your car is younger than 15 years, it will not break down often or easily. Consider this a policy that offers a reasonable limit. However, if you are experiencing breakdowns often then it may be time to get a new car.