There are many different offers for breakdown insurances which vary depending on the levels of cover. Most of them come with a roadside assistance as well as local recovery, but you can then add many other levels of cover to suit your needs such as home assistance, onward travel, European cover and national recovery. Not all of these levels of cover are always necessary though, which is why you should consider your driving habits as well as your mechanical knowledge and how reliant you are on your vehicle to contract only the levels of cover you are going to need.