An uninsured driver protection is a type of extra where you get protection in a situation where you are involved in accident with an uninsured driver. If an uninsured driver hits or damages your car in any way, you are obviously not going to be compensated since they have a non-existent policy. That’s why some people choose this type of extra. However, the law requires all drivers to be insured and this is only an additional expense that you don’t require.