A brand new car or one that is almost as good as new is very unlikely to break down. An older car is more likely to break down and may be a liability for the towing companies. It is much easier to insure a new car or one that is in very excellent condition and almost new. Such a car will qualify for lower premiums for breakdown or towing coverage. Getting additional insurance for a car is highly recommended. It is also advisable to get breakdown insurance for cars driven within a city or between cities. Should anything happen to the car, then it will be towed for free by the towing company. However, they can only tow one car a number of times per year.