With existing car insurance, it is very easy to find additional insurance cover such as cheap breakdown cover. The insurance cover knows that the risk of accidents is low and is adequately covered. Many auto insurance companies offer additional coverage to already insured autos. Most cars have at least the minimum insurance such as Third Party. However, additional insurance such as breakdown is highly recommended. This simply means that a car which breaks down within a given city will be towed to a garage or repair shop.