The child car seat cover is becoming an attractive van insurance cover. In the case of an accident, however minor, this cover ensures that the child car seats in the van are sometimes replaced even when there’s seemingly zero damage to them. If you are a parent or planning to be one in the future, then this can be a handy extra. But, if you are not, then there is absolutely no reason for you to go ahead and include the child seat car cover in your van insurance policy. Also, not applicable or suitable for commercial vans.