This is an extra that guarantees you of a hire car in case your car is damaged as a result of any incident such as a fire, an accident or it stolen and not recovered. This type of extra has a number of benefits since you will receive a car similar to your vehicle, the vehicle will be available until the claim is settled and the travel costs are quite low. However, unless you drive a high-risk vehicle, this is an extra that you don’t really need. Settling a claim can take a while and you will be the one to cater for the travel costs.