Any car owner in the UK needs to have car insurance in order to drive on the roads, streets and highways of the UK. Insurance is mandatory because it protects the car owner and other road users in case of an accident. Breakdown cover is an additional insurance cover. The main aim of this type of auto insurance is to provide roadside assistance should the car breakdown during a journey. Motorists may not necessarily need to take this insurance but is offers additional benefits. If a car ever breaks down in the middle of the street, someone will come and help to repair it.